Two scenarios, side by side, updating live. Change a contribution or a fee and watch decades of compounding answer instantly.
Same starting amount and timeline — everything else is yours to test.
Scenario A
$562,483
Fees cost it $128,667 over 30 years.
Scenario B
$1,014,787
Fees cost it $42,355 over 30 years.
Monthly contributions compounding at each scenario's net-of-fee return.
A 1% annual fee doesn't sound like much. On Scenario A it quietly eats $128,667 over 30 years. Try setting both fees equal and watch how much of the gap was never about returns at all.
